Ownership of Copyright | Concierge Buyers Advocates
Copyright Notice
All information, materials, text, images, videos, graphics, and opinions published on this website are the intellectual property of Concierge Buyers Advocates, unless otherwise stated.
This includes all educational content, blog articles, property insights, reports, suburb guides, tools, and resources created and published by Concierge Buyers Advocates.
Permitted Use
Concierge Buyers Advocates grants you a non-exclusive, royalty-free, revocable licence to:
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View and read the pages on this website for personal, private, and non-commercial use;
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Share links or excerpts from this website on social media platforms, provided full credit and a link to the original page are included; and
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Print limited copies of pages for personal reference only.
This licence does not permit any form of reproduction, republication, data extraction, data scraping, or automated use of the materials for commercial, AI training, or resale purposes.
Prohibited Use
Except as expressly permitted above, you and your agents, contractors, or automated systems (including AI models, bots, scrapers, and machine-learning tools) are not granted any further rights in relation to this website or its materials.
You may not, without the prior written consent of Concierge Buyers Advocates:
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Copy, reproduce, or republish any part of this website;
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Store or index any materials in a retrieval system;
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Transmit, distribute, or adapt any content in any form (including electronic, mechanical, or recording formats);
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Use any automated data collection methods, including AI scraping or text-and-data mining; or
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Use our materials to train, fine-tune, or develop AI or large language models.
Concierge Buyers Advocates and their appointed agents and services actively monitors and enforces its intellectual property rights and reserves all legal remedies in the event of unauthorised use.
Permission Requests
For the avoidance of doubt, you must obtain prior written permission before using, reproducing, or distributing any materials from this website.
To request permission, please contact:
Concierge Buyers Advocates
📧 info@conciergeba.com.au
🌐 https://www.conciergebuyersadvocates.com.au
📍 Melbourne, Victoria, Australia
Disclaimer
General Information Only
The information contained on this website — including all articles, reports, blog posts, guides, calculators, and links — is provided for general educational and informational purposes only.
It does not constitute financial, legal, taxation, or investment advice and should not be relied upon as such. Concierge Buyers Advocates does not take into account your personal circumstances, objectives, or financial situation.
Before making any property, investment, or financial decisions, you should seek independent professional advice from a qualified financial adviser, legal practitioner, or tax specialist who can assess your individual needs and circumstances.
Concierge Buyers Advocates is not licensed to provide financial or legal advice. While all care has been taken to ensure the accuracy and reliability of information provided, we make no warranties or guarantees that the information is current, complete, or error-free.
Limitation of Liability
To the fullest extent permitted by law, Concierge Buyers Advocates, its directors, employees, contractors, and representatives disclaim all liability for any loss, damage, cost, or expense — whether direct, indirect, incidental, or consequential — arising from or connected to:
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The use of, or reliance on, any information or materials published on this website;
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Any omissions, inaccuracies, or errors in the content; or
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Any third-party resources, websites, or references mentioned or linked.
By using this website, you acknowledge and agree that the information are not specific and tailored to you and you do so at your own risk.
Property Prices and Market Volatility
The Melbourne property market and surrounding Victorian markets are subject to constant change. Any property prices, growth forecasts, rental estimates, or availability mentioned on this site are indicative only and may change at any time without notice.
For the most accurate and up-to-date information, please contact Concierge Buyers Advocates directly to confirm current market conditions, property pricing, and availability.
No Guarantee of Performance
Any examples of past performance, historical data, or projected growth rates are not reliable indicators of future performance. Property values and rental yields may and will fluctuate based on market conditions, interest rates, economic factors, and regulatory changes.
AML / CTF & Client Verification Notice
At Concierge Buyers Advocates, we are committed to protecting our clients, our business, and the integrity of the Australian property market.
From 1st July 2026, as part of Australia’s Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) framework, real estate professionals are now required to take reasonable steps to verify the identity of their clients and understand the nature of the transaction before providing certain property-related services.
This process is commonly known as Know Your Customer, or KYC.
While we appreciate that providing identification and supporting information can feel inconvenient, these checks are an important part of ensuring that property transactions are transparent, and protected from misuse.
Why We Need to Verify Your Identity
Property is a high-value asset class and can be vulnerable to misuse by individuals attempting to conceal the source of funds, hide ownership, or move money through the financial system.
For this reason, we may be required to collect and verify information such as:
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your full legal name;
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date of birth;
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residential address;
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contact details;
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photo identification;
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details of any company, trust, SMSF or other entity involved in the purchase;
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beneficial ownership and control information;
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source of funds or source of wealth information, where required;
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information about any person acting on your behalf; and
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any other information reasonably required to meet our AML/CTF obligations.
The level of information required may vary depending on your circumstances, the purchasing structure, the transaction, and the risk profile involved. For example, a straightforward purchase by an individual buyer may require less information than a purchase through a company, trust, overseas entity, nominee arrangement, or complex funding structure.
Our KYC Process
Our verification process is managed by our AML service provider, and designed to be as practical and efficient as possible.
You will be provided a link to the verification app. The app is workflowed and you will be guided throughout the process to verify:
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Initial information collection
We will ask you to provide basic personal, entity and transaction details. -
Identity verification
You may be asked to verify your identity through a secure third-party verification platform or by providing certified identification documents. -
Entity and ownership checks
Where a company, trust, SMSF or other structure is involved, we may need to understand who owns, controls or benefits from that structure. -
Source of funds or wealth checks
In some cases, we may request further information about how the purchase will be funded. This may include savings, sale proceeds, business income, inheritance, loan funds, overseas funds, investment income or other legitimate sources. -
Ongoing review where required
If circumstances change during the engagement, we may need to request updated information.
We will only request information that is reasonably necessary for our compliance obligations, risk assessment, and professional service delivery.
Protecting Your Privacy and Confidentiality
We understand that the information you provide may be sensitive. Your privacy matters to us.
Any personal information, identification documents, financial details or supporting documents provided to us will be handled carefully, confidentially and only for legitimate business, legal, regulatory and compliance purposes.
We will take reasonable steps to protect your personal information from misuse, interference, loss, unauthorised access, modification or disclosure.
Your information may be stored securely within our internal systems or with trusted third-party service providers who assist us with identity verification, document storage, compliance, administration or professional services. Where third-party providers are used, we will take reasonable steps to ensure they handle your information securely and appropriately.
We will not disclose your information to unrelated third parties unless it is required for the purpose of providing our services, meeting our legal or regulatory obligations, protecting our legitimate business interests, or where you have authorised us to do so.
When We May Be Unable to Act
In some cases, if we are unable to verify your identity, understand the purchasing structure, confirm beneficial ownership, or obtain information reasonably required for AML/CTF compliance, we may be unable to commence or continue acting for you.
This is not personal. It is part of our legal and professional obligation to operate properly and protect all parties involved.
Our Commitment
Our goal is to make the verification process simple, clear, respectful and efficient.
We know our clients come to us to buy property with confidence, not to drown in paperwork. However, proper compliance is now part of a responsible property advisory process.
At Concierge Buyers Advocates, we take this seriously because trust, discretion and proper due diligence are central to how we operate.