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Melbourne Property Buying
News and Blog


The 50-Year Mortgage: Smart Strategy or Debt Trap?
With 50-year home loans now surfacing, is stretching your Australian mortgage half a century a clever affordability tactic or a long-term financial trap in Melbourne? Here’s the truth.
Rayson L.
4 days ago4 min read
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Crowdsourcing Property Hotspots: The Hidden Traps Investors Fall Into
Crowdsourcing property insights might sound smart. Until it costs you. Discover why lazy investors rely on crowds, and how to protect yourself through education or professional help.
Rayson L.
Oct 315 min read
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Why You Need a Local Buyers Advocate in Melbourne
Local buyers advocate vs interstate: why a Local Buyer Agent's experience of Melbourne micro-markets, off-market access, forensic pricing and auction strategy mean you buy the right property at the right price.
Rayson L.
Oct 117 min read
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First Home Guarantee Scheme. Should You Buy With the Scheme?
Should you use the First Home Guarantee Scheme? We follow two Melbourne first home buyers earn $120k each. One uses the Home Guarantee Scheme with a 5% deposit. The other waits 5 years to save 20%. Which strategy builds more wealth after 5 and 10 years? We compare repayments, total interest, equity, and net position.
Rayson L.
Sep 2312 min read
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What is a Material Fact in Real Estate?
Understand what a material fact means in Melbourne real estate, and why sales agents and vendors must proactively disclose issues that could impact your decision or price. This Melbourne buyer’s guide covers examples, how material facts differ from Section 32, what to ask, and your options if information is concealed. Buy with confidence with help from our Melbourne buyers advocates.
Rayson L.
Sep 169 min read
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Top 9 Auctions Winning Tips in Melbourne 2026. Strategy, Bidding & Deposits
Attending an upcoming property auction in Melbourne? Here are our top 9 auction winning tips and strategy to win that property auction in 2025 and 2026.
Rayson L.
Sep 215 min read
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How to Buy a House in Melbourne in 2026: A Buyers Advocate’s Step-by-Step Guide
Step-by-step 2026 home buying guide from licensed Melbourne buyers advocates. Suburb strategy, due diligence (Section 32), pricing, negotiation & auction bidding. Buy the right property at the right price.
Rayson L.
Aug 305 min read
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Do You Really Need 5 (or more) Properties to Retire in Australia?
We've been told we need 5 properties to retire. Do we really? Our retirement portfolio builders show you how you can retire in Melbourne with only 3 properties.
Rayson L.
Aug 246 min read
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What are Common Problems During Property Settlement in Melbourne?
So you offer for a property is accepted. Is that all? Not really. Our buyers advocates shows you what can go wrong after your property offer is accepted. It might be to late to resolve them, but we will show you strategies to prevent and recover from that.
Rayson L.
May 247 min read
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Risks of Relying Only On Data for Real Estate Investment
Relying solely in data for property investment in Melbourne and Australia is one of the biggest risks and death trap. Our property advisors explains why local knowledge is critical.
Rayson L.
Nov 11, 20243 min read
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How to Successfully Buy a House at a "Private Sale"
Private Sales campaign are common in quieter market. But why is this so? How do you win this? Our buyers agents will provide tips on winning
Rayson L.
Oct 13, 202410 min read
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Can You Rely ONLY on Data Analytics for Property Investment?
Data don't lie? That's only half the truth. Learn why relying on data alone is as problem when it comes to buying and investing in property.
Rayson L.
Oct 7, 202410 min read
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How to Prevent Your Property from Repossession in Australia?
Learn how to prevent property repossession in Australia by avoiding financial overextension and negative gearing risks.
Rayson L.
Sep 29, 20248 min read
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Why a Building Inspection is a Must for Property Buyers
Discover why a building inspection is crucial when buying a property. Learn how it can save you from costly mistakes, uncover hidden issues.
Rayson L.
Aug 15, 20244 min read
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How to Beat the Rental Crisis in Melbourne?
Discover strategies to navigate Melbourne's rental crisis. Learn about the causes, and find tips to secure affordable accommodation.
Rayson L.
Jul 10, 20247 min read
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How can New Zealand Citizens buy Properties in Australia?
We've often been asked by our New Zealand clients about the process and possibility of buying properties in Melbourne and Australia. In...
Rayson L.
Jun 19, 20246 min read
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The Hidden Costs of Buying a Property On Your Own
Buyers often focus on the price and cost of buying properties. What are the intangibles that if often forgotten? This blog will expose them.
Rayson L.
Jun 18, 20244 min read
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Problem with the Median House Price. Things You Must Know.
Median house price is not a good indicator of market strength and value of the house. We expose the secret you need to know.
Rayson L.
Jun 3, 202410 min read
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How do you Negotiate after the Property was Passed in at Auctions?
As the property market cools, auction clearance rates falls, and a lot of properties being passed in at auctions. How do you negotiate?
Rayson L.
Aug 16, 20237 min read
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What Insurance Should Home Buyers Get?
What's Next After Buying Your Home? Essential Insurance Tips for New Homeowners Congratulations on your new home! After the excitement...
Rayson L.
Jul 4, 20236 min read
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