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Melbourne's top 20 liveable suburbs have been revealed by Corelogic. No surprises here, inner city suburbs takes the lead, due to their proximity to schools, shops, services, public transport and other convenience and amenities. Questions to ponder: While these have all the conveniences for owner occupiers, would you consider properties in these areas as an investment? Would you be buying in these suburbs? Top 20 most ‘liveable’ Melbourne suburbs Fitzroy Carlton East Melbourne Fitzroy North North Melbourne Princes Hill Collingwood Cremorne Carlton North Melbourne Windsor South Yarra Richmond Abbotsford Kensington South Melbourne Northcote Southbank Brunswick Flemington https://7news.com.au/news/melbourne/melbourne-most-liveable-suburbs-are-fitzroy-carlton-east-melbourne-according-to-report--c-4326260

Concierge Buyers Advocates builds our services and reputation on integrity, honesty and trust. As always, we're upfront with our clients, and that is why our clients have trusted our opinion. This is why our clients still trust our opinion even after we have bought them their properties and they return for their 2nd, 3rd and subsequent properties. We'll be honest with you. Buyers advocate services are not for everyone. Not everyone need a home buying service. This is why we have turned away customers who do not need our home buying services. We would rather not have one new client than to sign up one who does not need our service. We're here to protect buyer's interest, and if turning them away is better than signing them up, that's what we will do. To help you determine if m a real estate buyers advocacy service is not for you, we've put together a quick guide. If more than 3 of the following describes you, a Melbourne buyer agent is probably not suitable for you: You have the luxury of time and are in no urgency to buy a property. You know that more than 80% of property buyers will take almost a year to buy their properties. know property prices are rising at between 1-2% every month, in the current market. I.E., you'll be paying between $30000 to $50000 dollars more, for each month of delay. are not keen to buy your Melbourne property in under 2 months. do not have a value for your time. do not mind spending your evenings and weekends doing property searches, instead of spending these time with your loved ones. do not mind spending your weekends attending disappointing property inspections. do not mind spending your time trying to contact real estate agents. do not mind spending your time playing along with the real estate agent. You are prudent with your finances and you know what properties are worth. You are confident that you will not buy any wrong property in Melbourne. have deep pockets and don't mind overpaying for your Melbourne property. can confidently put a reasonable value to a property and do not mind going all out to outbid your competitor. know you can afford to pay $30k to $50k more for the property for each month's delay. You belong to the generation who believed Google knows everything. You have faith in the University of Google and College of Facebook. have no trouble differentiating fact from fiction. trust the unlicensed, faceless experts dishing out free property buying advice. do not appreciate the confidence and security that legal licencing and insurance gives you, when you receive the advice from a appropriately licensed and insured real estate property advisor. You believed all properties for sale have to be listed. You are happy and confident that you will find something on the public listing boards. realise over 70% of properties are sold and bought without being listed on the public boards. do not believe the hidden 70% listings will help you. You insist on low-balling properties. You insist on a minimum of more than 5% discount, which is unlikely, if you're after something decent. We are however definitely striving for the lowest possible price, but if that means you are under pricing yourself out of the market, then we do not want to give you any false promises and waste your time. insist on under pricing yourself out of the property market. insist on profiting from the misery of motivated sellers. Our morals say no. Sorry! The above guide should give you a good idea of when a buyers advocate service is not for you. You will be better off buying your property on your own, saving on the buyer agency fees. If you are still unsure if the service is for you, or if you're keen to buy your property fast, without overpaying for it, do feel free to get in touch. You'll be receiving the keys to your new property in no time.

How do you make $140,000 in 2 months? ✅ Final inspection: Done ✅ Settlement: On Track Our client bought this in the first fortnight of lockdown. 8 weeks later, we're doing our final inspection. Still in lockdown. In 8 short weeks, on settlement day, this very property could easily sell for $140k more. By investing in our relatively low cost Buyers Advocates service, our client received a massive 16 times returns. That's $17.5k a week in returns. Our buyers advocacy service helps our clients buy in under 3 months, compared to up to a year for someone buying on their own. This particular client of ours bought this property in under 2 months. And we bought this for $30,000 below valuation. We've saved them over 3 times our fees, up front. If they were to buy on their own, they would have paid over $400k more for something similar in a year's time. How else can you make $140k in 2 months by doing nothing? #buyersadvocates #firsthomebuyer #melbournelockdown

Getting the right property is critical to setting yourself up for success in property investment. One of the strategies used by investors are to acquire cashflow positive properties. But what are they? Where can we find positive cashflow properties? What is a Positive CashFlow Property? A positive cashflow property (cashflow positive property) is an investment property where the returns (typically rental returns) are more than the expenses for the property. How do you know if a property is Positive Cashflow? Very simply, a Positive Cashflow Property means: Positive Cashflow: Total Income > Total Expenses A property is considered positive cashflow when your returns from the property are more than your outgoings for the property. But there are no definitive answers to this question. As every individual's circumstance and every property characteristics are different. What Expenses are considered in a Cashflow calculation? Remember, each property is different, but broadly as an investor, these can be considered your expenses for the property: Mortgage costs, including interests, fees, etc Property maintenance costs Property management fees Property listing and marketing costs Landlord insurance Property insurance Council Rates Body Corporate Fees (Strata Fees) etc What Income is considered in a Cashflow calculation? In a typical rental investment property, only the rent collected is considered your income. If the property is eligible for any special grants, subsidies or rebates, these can also be considered as income, but note that these special rebates, etc, are likely only once-off income. The more you can improve the property to increase the rent, the better the rental returns will be. Where can you find a Cashflow Positive Property? They can be everywhere and anywhere. But because everyone wants one, you have to be diligent, fast, and decisive. To locate a positive cashflow property, you will need to know the area well, and review each and every property you come across, the instant they are available. With thousands of listings being added, you literally need to be online almost 24 hours a day, and you must be experienced to know a good deal when you see one. What else can you do to find a Cashflow Positive Property? Consider engaging the services of a buyers advocates. We are informed of new listed properties the moment they are available. We also have access to off market properties which aren't listed anywhere. Why do sales agents prefer to work with buyers advocates? Sales agents almost always prefer to work with buyer's advocates as buying with a buyers advocates are easier to work with. Buyers Advocates are usually self sufficient Buyers Advocates know the area well Buyers from good Buyers Advocates are properly qualified, finance ready and ready to make an offer Buyers Advocates have realistic expectations Buyers Advocates are not time wasters As such, sales agents tend to keep buyers advocates in the loop with off-market properties, as it is a lot easier to sell. This is also why offers and representations from buyers advocates are considered favourably and more seriously. This explains why buyers who buys their properties through a buyer's agents have a much higher success rate. Your next steps to securing a cashflow positive property. Other than outsourcing the acquisition to a buyer's advocate, there are no short cuts to finding a positive cashflow property: Diligence Review Know a deal when you see one Buy

After over a month of lockdown, and banning all property inspections, the Melbourne real estate market is starting to re-open. Property inspections are once again, available again, but with a catch. Significant restrictions on property inspections in Melbourne still remain. Some of these restrictions include: Only private inspections allowed All inspections must be pre-booked Buyers cannot go beyond 10km from their home, to inspect the properties Only 1 family allowed at any one time REIV has also recommended that real estate agents stop publishing inspection times, and displaying banners and A-boards to discourage walk-in inspections. With a radius of 10km, you literally can only inspect properties within 2 suburbs of your home. Why you should buy properties during a movement restriction or lockdown Successful professional property investors know this: “Be fearful when others are greedy and greedy when others are fearful" - Warren Buffett. Successful, multi-billionaire investor. ​ Lockdowns and movement restrictions in Melbourne present some of the best property buying opportunities. Professional buyers knew that, and they have not stopped looking out and ready to grab a good deal in the property market. And many are, in fact, getting good deals simply because there are too many old-school, traditional property buyers who MUST inspect the property before buying. Real estate investment is definitely one of the largest investment for any investors, and their caution is definitely understandable. The extended lockdown, and the strict movement restrictions, are causing these old-school buyers to miss out good property deals. How do you buy a property during a movement restriction? The current movement restrictions in Melbourne mandates that: Only private inspections are allowed All inspections must be pre-booked Buyers cannot go beyond 10km from their home, for property inspections Only 1 family are allowed at any one time But what happens if you are buying outside of your 10km radius, interstate or overseas? Most buyers would usually either: Trust the sales video presentation; or Buy "sight unseen", ie, buy without viewing. ​It is risky, and takes a lot of trust and courage to buy a million dollar asset without viewing. Here at Concierge Buyers Advocates, we have created a 3rd option. This option is not well publicised because we want to keep this exclusive. Property Inspection by Licenced Estate Agent Our local property inspection service gives you that independent, unbiased, peace of mind inspection. This inspection is conducted by one of our experienced property buyers advocates. Our buyers advocates agents inspects hundreds of property every year, and we know what's good, where potential problems are. Our property inspection service area includes major South Eastern Melbourne suburbs in: North to South: Box Hill, Blackburn to Clayton South, Springvale South, Dandenong East to West: Bentleigh, Oakleigh to Rowville, Ferntree Gully, Lysterfield Including blue-chip suburbs such as: Mount Waverley, Glen Waverley, Clayton, Mulgrave, etc Benefits of having ​a professional property inspection. Unbiased, pro-buying independent inspection Experienced licenced property buyers advocate Trained builder Including FREE property appraisal (worth $220). Discounted upgrade to one of our property purchase plan. ​ So, why risk your million dollar asset? Stop buying "Sight Unseen"! Buy with confidence, buy with a independent inspection. ​ Have a chat with us. Let us discuss if our property inspection service by a licenced real estate buyer's advocates is right for you.

What was expected to be a 2 week lockdown, to allow the authorities to control the COVID19 Delta variant, quickly turned into a perpetual lockdown, with no end in sight. Despite Lockdown 6 taking hold of the entire month of August 2021.property prices still managed to rise 1.2%. Over the 12 months to August 2021, Melbourne property prices rise "only" 13%, an average of 1% a month, making Melbourne the worst performing property market in Australia. This is not the true story though. If we were to dive deeper and remove the apartments from this chart, and just focus on the suburbs that are in demand, prices have risen between 20 to 30% since last year. That's a price growth of more than 2% every month. Significantly what this tells us is, if you're in the property market to buy your property, every month's delay is costing you 2%. You'll be paying 2% more for a similar property, for every month's failure in buying your property. This leads us into the next question: How long does it take for a typical property buyer to buy his property? A Canstar report suggests it takes a seasoned buyer between 9 to 12 months to buy their properties. And it is, unfortunately, double that, for a typical first home buyer. Ie, a first home buyer can take up to 2 years before they finally bought one. So, if you're in the market to buy your property, be prepared to pay 24% more than your budget, or 50% more, if you're a first home buyer. How do you buy your property faster? Getting the appropriate help from a property professional will definitely help you buy faster. Through our property buyers advocates service, our property buying clients have been buying their properties in under 2 months. That's a savings of between 7 and 22 months. How much can a buyers advocate save you? And if, on average, property prices grow by between 1 to 2 %, that's a savings of between 14% and 44%! It's shocking, isn't it? We were surprised that for a tiny 2% fee, our clients are saving between 14 and 44% of the property price! So, if you're in the market to buy your property, do feel free to get in touch. For a small fee, look at how much you can save, simply because you can buy your property faster.

Everyone understands that property investment is one of the best, and most stable investments in Australia. Track record shows, Melbourne properties grows by an average of 7% annually. Rent or buy? Should you consider Rentvesting? Owning a home is a big part of the great Australian dream. However, with the ever-increasing real estate prices, it has become very difficult for many young Australians to get into the property market, let alone being able to buy in an area where they want to live. As a way of both owning a property and living in their desired location, property buyers are increasingly adopting a practice known as ‘rentvesting’. What is Rentvesting? Rentvesting is the practice of living in a rental property while owning a separate investment property and renting that out. Rentvestors typically rent a property in a location where they want to live in and buy another property where they can afford, and then renting that out as an investment property. For example, while your dream home might be a three-bedroom house in the city, you may not be able to afford it as the prices are usually too high. But because you want to get the benefit of rising property prices, you might want to buy a property in a town further away from the city, where prices are more affordable. You are essentially enjoying the benefits of having an "affordable property" while living where you want to. But is rentvesting a good idea? Here are some key points to think about. Rentvesting Pros and Cons Just like any investments, Rentvesting has its pros and cons. Here are some major benefits and things you need to consider before jumping into Rentvesting. Benefits of Rentvesting 1. What you can afford does not determine where you have to stay in You can finally buy a house you can afford and stay in a place where you like. The best of both worlds? It usually is. But watch for the cons. 2. Enjoy the benefits of Property Growth sooner Remember, property prices has been growing at rate of 7% annually. IE, in a year's time, you will have to pay an average of 7% more for the same house. Ask yourself: When did you last get an annual salary increment of at least 7%? With average salary increments of around 3%, it does suggest that if you're not going to get your foot into the property market now, you will never have the chance to. Note though, in a hot property market, such as now, (2021) property prices have been rising between 1 to 2 % every month. The property you bought will be worth between 10-15% more in a year's time. Or the property you had not bought, will cost you 10-15% more next year. 3. Tax Benefits of owning a Rental property As a landlord, all expenses related to the rental property are tax deductible. With the right investment structure, you will be able to claim all, if not most of these expenses, such as property management, maintenance, travel, depreciation. This is just a generic advice, and does not take into consideration your personal circumstances. Always discuss with your accountant, to understand the best structure applicable to you, and what expenses you can or cannot claim. Disadvantages of Rentvesting 1. You are still living in a rental property While you might have already owned a property, you are still staying in someone else's property at the end of the day. As a renter, you can be forced to vacate the property at the end of your lease if the owner wants to re-occupy or sell the property. They can also increase your rent, subject to prevailing rental laws. You will also need to put up with regular property inspections in the home, which you would not have to do if you live in your own home. Just as you do not want your tenant to modify your investment property, you will also not be allowed to modify your rented home. Good or bad, it is what it is. You will have to live with what you have. 2. The home might not grow in value While property values are rising at an average of 7% annually, remember, this is an average figure. Blue-chip, sought-after areas tend to rise faster than others. What this means is, there will be areas where property prices do NOT rise. There is also a possibility of your property losing value. Good luck if you have bought in one of those areas. Always do your due diligence. If you are unsure, our independent property buyers advocacy service will be able to search and buy the right properties in the right areas. 3. You have to pay both rent and homeownership costs Rentvesting can be expensive. Especially so, if you have bought in the wrong area, or if you have believed the hype of negative-gearing, without understanding that that is. If you are not sure what negative-gearing is, read our guide to negative-gearing . So, once again, buying the right rental property is critical to you being a successful RentVestor. Other expenses you will need to consider include, purchase costs, conveyancing, loan interest repayments, property repair and maintenance costs, property management fees, council and water rates, etc. 4. You might lose access to First Home Owners incentives. Depending on the prevailing First Home Owners Grant (FHOG) and other First Home Owners incentives in your state, you might no longer be eligible for some or all of them, because you were previously a property owner. Having said that, considering a decent property costs between $800k to $1million, the typical FHOG grant of between $10000-$20000 isn't really a lot. Most auction biddings happen in increments of $10000-$20000 increments, just for comparison sake. Is Rentvesting Good or Bad? Rentvesting can be a good strategy to help you build your future wealth through property ownership while maintaining a certain quality of life. Our advice as property buyers advocates are: the success of this strategy is always reliant upon you buying the right type of property. Always have a good understanding of the strategy you are using. Always analyse each property and do your due diligence. No two properties are the same, even if they are right next to each other. The strategy your buddy has used might not be the right strategy. This monkey-see-monkey-do strategy is dangerous. We know many who have gotten into trouble "simply by copying their friend". Read this caution . Bear in mind, just like any investment strategy, this method property investment is not for everyone. Make sure you understand how investing in real estate works and determine if rentvesting could work for you, based on your own time frames and financial objectives. As always, get in touch with our property consultants if you want more information. Our buyer's agents will be able to go through your situation, budget with you and advice which strategies are right for you.

When you are buying your property in the Melbourne property market, you will come across 101 different types of properties. One of the first things that comes to mind when anyone is buying a property in the Melbourne property market is, "what type of property is right for me?" Should you get: Residential property House Townhouse Apartment New House and Land Land then Build Commercial property Retail Industrial Warehouse Brothel Car Park Over the next few weeks, we will discuss the different types of properties, the pros and cons, what you need to know, what you need to watch out for, what you need to consider, etc. If you want our opinion about a certain property type, feel free to comment or email us. Like and Follow us on Facebook page and discussion group and on Linkedin to get the latest tips, news and deals.

If you're in the market looking for a property, you would have asked yourself, who are buyer's advocates or buyer's agents? How are they different from your usual selling agents? How do you find the right buyer's agent? Does the property buying reality TV show, House Hunters ring any bells? When we first started out as property investors over 20 years ago, buyer's agents are rare. Very rare. And only the mega rich or professional investors can afford the services of the buyer's agents. 20 odd years later, and after traded and accumulated over $500million worth of properties, the Melbourne property market is very different. Property buying has become a complex investment vehicle, with lots of strategies, options and methodologies. Of course, if all you are after is just a property to stay in, and if do not mind if you're wasting months and months on property inspections, not worried if you're going to pay too much for the property and buying in the wrong area, you do not necessarily need a buyer's agent service. Who are Buyer's Advocates? Or Buyer's Agents? A buyer's advocate (commonly known as buyer's agent), as the name suggests, is someone who works for the buyers. He/she is someone who makes sure you buy the right property at the right price, and suits what you need. How are Buyer's Advocates different from Selling Agents? Selling Agents are required by law, to look after the interests of the sellers. In layman's terms, they help to make sure they get the highest possible price for the property, and on the terms asked for, by the seller. Unlike selling agents, Buyer's Advocates, are required by law, to work for the buyers. They have same knowledge and skillsets, but they work solely for the buyers. They help ensure that buyers are not taken for a ride by the selling agents. They ensure you are not unknowingly overpaying for the property. Of course, if you decide if the property has a special reason for paying a bit more, you will still get their support. The buyer agent will also ensure the property suits what you are looking for, and suits what you intend to use it for. In short, they are your personal property consultant. Are all Buyer's Advocates the same? Now that you know who are buyer's advocates, are they all the same? Short answer is NO. They are not the same. Many are selling agents masquerading as buyer's agents. Many promise financial freedom through property investing. Which is possible, but... They would only recommend properties which they have a monetary interest in. They are in fact, paid directly or indirectly by the vendors, and marketers to sell their properties. Some masquerade themselves as property experts, property investment consultants, claiming to have reached financial freedom nirvana, have sufficient income from their 20-property portfolio, and are now in retirement, so they have some free time to help share their knowledge. However, you have to sign up to their mentoring program, before you are eligible to access their premium, paid services to help you 'fast-track' your investment portfolio. Ask yourself... If they are out urging everyone to sign up to their mentoring program, are they really in retirement? Or are they, in fact, working? Who is really funding their so-called retirement? Who paid tens of thousands of dollars to attend their mentoring program? Why are they only recommending new properties from their 'select' team of developers? Are they are, in fact, marketing agents, helping to sell developer stocks, getting paid commission by the developers, and at the same time, charging you a premium for these "premium", "fast-track" "mentoring" membership services? Any licenced real estate agent would know, charging the client a fee, and getting an incentives to sell, is illegal. But, how do they get away with that? Easy. Many aren't licenced at all. How do you find the right Buyer's Advocates? Buying a property is easily one of your biggest investment in life. Engaging an expert to help you invest these money is definitely a wise choice to ensuring you are getting a property that suits your needs. Ask yourself this: You would invest on a financial advisor to invest $100,000. Why wouldn't you engage an advisor when you invest on a $1,000,000 property? Finding a buyer's agent is not difficult. Google it, and you'll get pages of listings and ads about buyer's advocates. However, finding the right buyer's advocate for you can be tricky. Many wrongly believed, if the buyer advocate listing appear in the first couple of pages in Google searches, they are automatically the best. Many are not aware that advertisers can pay top dollar, for Google to display their listing on the first page of google. They paid thousands a month on search engine optimisations (SEO), so that their listings appear in the top 10. Guess where their advertising budget comes from and who funds them... So, what about word of mouth in popular social media and forum pages? You'll be surprised that they aren't that independant anymore these days as well. Businesses can now engage services whereby people recommend their services on social media and forum pages. Again, guess where their million dollar advertising budget comes from. Here are some pointers to help find the right Buyer's Advocates: Let's assume they are legally registered real estate agents and fully licenced. It is a non-negotiable legal requirement. 1. They have the Necessary Experience Isn't this obvious? The more experience the agent has in real estate, the more experience he/she will be. From experience, I find a minimum of 3 years as a buyer's agent and over 10 years of property investment experience as a guide. 2. They have a Good Honest Network With experience, comes a good connection into good network of connections, support services and property database. This is critical if you only want a good reliable service that truely supports you. You need someone who is prepared to tell you, honestly , everything you have to know about the property. How many times have you heard a selling agent say, "we have a good conveyancer, building and pest inspector who will give you the best service"? Really? Remember, the role of a selling agent is to help the vendor sell the property. Would they be prepared to recommend a conveyancer or building and pest inspector who will tell you EVERYTHING you have to know, even if there is a problem with the property which can eventually affect its value and potentially your decision to proceed with the purchase? 3. They have a Good Property Portfolio You pay for their experience. Only a person with years of hands-on experience would know what to anticipate, what is likely to happen and know how to manage it. So, have they done it themselves? I would be more prepared to trust my buyer's agent's lead if they have done it themselves. 4. They Specialise in Properties in the Area Again, this is what I would pay for. We pay Buyer's Agents for their expertise in the area and region. They know about the region, the suburb, the good areas. We engage them for their experience and expertise in the area. A lot of Buyers Agents I come across are willing to buy from Darwin, Cairns to Tasmania, from Sydney to Perth. We know some so-called buyer's advocates who fly from Brisbane or Sydney to Melbourne occasionally, and claimed they are area experts in Melbourne. You would have heard of the saying “When you are a Jack of all trades, you are a Master of none”. You paid for the expertise and specialised experience in your Buyers Agent, make sure you get a specialist, not a General Practitioner. 5. They are Truly Independent They should be truly independent and not be paid by any other selling agents and developer / marketers to push their listings. They should be able to prove they are independent and open to answering any questions about the property. I would also want to ensure they are working 100% for me and they are focussed on achieving my goal. Our clients have brought to our attention, evidence of some so-called Buyers Agents recommending properties from one of their affiliated developers, getting paid commissions and also charging you for their services. A Toyota salesperson wouldn't recommend a Honda to you, even if a Honda model suits you better, would he/she? Would you pay that sales person a service fee, for recommending one of his/her cars to you? I wouldn't. I have also seem some Buyers Agents recommending properties and then farming it out to their database. This is not really independent. It is not working in your best interests. They probably short listed the property knowing someone else would buy, if you don't. Summary So, while some selling agents call themselves a Buyer’s Agent, and simply push what they have, the Real, independent Buyer's Advocates are more difficult to find. If you are buying in an popular location, a good buyer's advocate should have the experience to better educate you and guide you in your decision-making process, to provide an honest opinion of the property and to provide alternate views, recommendations and options. You definitely want someone who has the experience and years of property investment experience to be working with you.

Property investment is all about yield and capital growth. Would you prefer Yield? or Growth? or Both? While we all want the best of both worlds, high yield AND capital growth are usually mutually exclusive. You get one or the other, not both. Although, under rare circumstances, you might be lucky enough to get both. So, which one is better? High Yield or Capital Growth? There are no right or wrong answers to this. It all depends on the investor's personal and financial circumstances. Throw in a mix of preferred investment strategies, and you would end up with 101 different right answers for 101 different people. What is Capital Growth? Capital Growth might be suitable for most people, because of the possibility of generating long-term capital growth, when you sell. The bad news is, while you are holding on to these properties, at least during the initial 5 to 10 years, they tend to be negatively geared (rental income is less than interest and other expenses). IE, while this allows the investor to pay lower taxes, using the "loss" from the investment expenses to offset their income, they will be out of pocket each month, until there is sufficient growth or when the property is sold. In the current lending climate, this is the fastest way to stall your investment plan as it is almost certain to reduce your borrowing capacity. You will also be hit with more Capital Gains Tax (CGT), when you sell. What is Yield? High Rental Yield, also known as a positively-geared or cash-flow positive property, is when the rental income is sufficient to pay for its interest, and expenses. The investment property is essentially paying for itself, and it may even produce excess cash. Such properties are providing constant income, and has less impact on your borrowing capacity. The downside is, such properties tend to have low capital growth potential. There is less capital gains (and thus less capital gains tax). Can we have both Capital Growth and Good Yield? Why can't we have the best of both worlds? The answer is simple. Everyone wants a property with high yield and high capital growth. And such properties are ultimately going to be in high demand, thus they tend to be more expensive to acquire, which is going to reduce the yield. It is a supply vs demand thing. So, whilst it is possible to have both strong capital growth and a high rental yield, it is very rare. It is often a choice between one or the other. And what you choose, or what is best for you, comes down to what best fits your property buying objectives, risk profile and what you can affordable.